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Let's find the right renovation loan that's best for you!
FHA ● CONVENTIONAL ● VA
Specializing in Renovation – Rehab – Home Improvement Financing For Purchase or Refinance
Serving All California!
Laurent Dropsy
(888) 203-3749
Renovation Loan Specialist
NMLS # 244261
RPM Bancorp Inc.
Company NMLS # 341003
300 Spectrum Center Dr. #400
Irvine, CA 92618
Approving Loans Since 2004!
Approving Loans Since 2004!
Let's talk about, How to Qualify, Renovation Loan Requirements, & Other Questions you may have. Your Situation is Unique which is Why it’s Best for Me to give you the Answers you are looking for personally. Call or e-mail Me, whichever way works best for YOU.
A Homeowner's Guide to Renovation Home Improvement Loans . . .
that can save you THOUSANDS of dollars!
FREE DOWNLOAD!
Important tips to keep your project on track!
What's Your Renovation Scenario?
Whether you already own your home or in the market to buy, making the house into the home you've always wanted is possible with the wide range of renovation loan options available.
Renovation Refinance
Access the funds from your current property to complete your renovation project without having to deplete your savings.
Renovation Purchase
This innovative financial solution can help you purchase a home that needs some Rehab or TLC while offering a range of other benefits..
Common Questions about Renovation Financing
Get the info you need to feel confident & comfortable moving forward.
What is an Renovation Loan?
What Are the Renovation Loan Requirements?
Who can qualify for a Renovation Loan?
How much can you borrow on a Renovation loan?
What does a Renovation Loan cover?
Can you apply for a one Renovation Loan then switch over to another?
Why a Renovation Loan?
How does a Renovation Loan work?
Is a Renovation Loan a good idea?
How much do you have to put down on a Renovation loan?
How many Home Renovation Loan programs are there available?
Types of Renovation Loans
Here are some Renovation Financing Options I can help you with
FHA 203K Purchase or Refinance
FHA 203k loan is a government-backed loan that enables homeowners to finance home improvements alongside their purchase or refinance mortgage..
V.A Renovation Loan
The VA Renovation Loan is a mortgage option for veterans, active-duty military personnel, and surviving spouses that allows them to finance home improvements and upgrades.
Fannie Mae HomeStyle Renovation Loan
The Fannie Mae Home Style Renovation Loan is a type of conventional mortgage that allows borrowers to finance both the purchase or refinance of a home and its renovation costs.
Freddie Mac Choice Loan
The Freddie Mac (Choice) Loan is a conventional mortgage option designed to help borrowers achieve financing for both the purchase or refinance of a home and its renovation costs.
Fix & Flip Investor Rehab Loan
The Fix & Flip rehab loan is a financing option that allows investors to quickly fund the purchase and renovation of distressed properties.
Home Equity Loan (HELOC)
A Home Equity Loan (HELOC) allows you to borrow money against the equity in your home.
Cash-Out Refinance Loan
A cash-out refinance loan allows homeowners to refinance their mortgage for more than what they currently owe and receive the difference in cash.
More Options Available
Talk to a Renovation Specialist for info and options available
What Others Are Saying . . .
Laurent w/ RPM is one of the most genuine humans I've ever worked w/. Laurent was great from the beginning of the loan process to the end. I was able to sign on a beautiful home at an incredible rate. Laurent was transparent & honest through the whole process, He is very respectful & very knowledgeable. He knows the market very well. Working w/ Laurent at RPM was refreshing & felt like a true friend was helping a friend rather than another sleazy salesman. Couldn't be more excited & thankful to Laurent & RPM for their reliability & hard work to make this happen. Thanks again Laurent!
Laurent is awesome!!! We were so confused about all those loan programs, but Laurent explained it all and really gave us some good options to finance our new home. His knowledge, patience and kindness are second to none. So thankful for your services.
I recently closed on my new home and Laurent at RPM was great. Not only did he deliver what he promised but you can tell he cares about his clients. He really took the time to explain all my options so I could make the best decision. If you want a honest mortgage lender and a great rate, reach out to Laurent. Thank you for making my home purchase a great experience.
It was an absolute pleasure being able to work with RPM Bancorp on the purchase of my first home! Laurent is VERY communicative, kind, proactive, knowledgeable and so helpful every step of the way. I really appreciated this as a first time home buyer and always felt comfortable asking any and all questions I had. I was very well taken care of throughout the entire process. Definitely recommend!!!
Laurent has helped me refinance my home loan more than once. Each time, he has provided me clear answers to me questions as we progress through the refinance process. I've really appreciated the time and attention he has provided me and would recommend RPM Bancorp, Inc. to anyone.
This was the most pain-free and straight forward re-fi I have ever done! Laurent was personable and easy to work with. I feel 100% comfortable sending family and friends to RPM for their refi needs.
Laurent Dropsy
Renovation Loan Specialist
(888) 203-3749
Are you looking to renovate your home but worried about the cost? A renovation loan might be the solution you need to make your dream home a reality!
The renovation loan programs we offer are designed to help Homebuyers, Homeowners & Investors like you finance home improvements without breaking the bank. With competitive interest rates and flexible repayment terms, you can make the changes you need to transform your home into your dream space.
Whether you are looking to update your kitchen, remodel your bathroom, add a new room to your home, or a complete construction rebuild we have renovation loan programs that can help you get there. With our expertise, we will work with you to understand your specific needs and provide you with the right loan options to meet your goals.
We offer several types of renovation loans, so you can choose the option that best fits your situation. You’ll have the flexibility to make the changes you need without sacrificing your budget. And with our easy application process, you can get the funds you need quickly and without hassle.
Don’t let the cost of home renovations hold you back from creating the home of your dreams. Contact me today to learn more about our renovation loan programs and how we can help you achieve your goals.
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